Before you buy in Harbour Point

Tip 1

Did you know that only some homes in Harbour Point have the option of a private boat slip in the Harbour Point Marina?

Be sure to find out if the home you are looking at has a boat slip option. If the property does not have a boat slip option, the only way to purchase a boat slip in Harbour Point is to get on the waiting list. In order to purchase a boat slip in the marina, other owners have to release the rights to the boat slip with their property. This waiting list will likely take years to reach your name! 

If the property you are purchasing has a boat slip option, you should consider buying the slip even if you do not plan to use it! A $70,000 investment in the boat slip option sounds like a lot, but losing the boat slip will reduce the value of the property you are purchasing. Also, when you sell your house you also sell your boat slip back to the association, so it is an investment that won't lose its value! You are guaranteed to get back at least the amount you paid and possibly more as the HOA raises the boat slip price!

Tip 2

Did you know that homeowner’s dues vary with different properties in Harbour Point?

Properties in Harbour Point have different dues schedules depending on the location within the neighborhood and whether or not there is a boat slip with the property. There is a base HOA annual fee that all homeowners must pay. This base fee covers things like general maintenance and operation of the pool, clubhouse, tennis courts and private roads within the gated community.

Owners who have a boat slip pay an additional annual fee to maintain and operate the docks which have electricity and city water at every slip. There is also an additional dock option for those with larger cruisers to have a 30 amp electrical service installed at the slip. Certain Estate homes also are included in a common septic system that requires operation of a pump system and regular maintenance. All Villa owners are on a common septic system. Landscaping for all Villa owners is included as well. Each of these extras is calculated into the HOA dues paid by each owner. For 2023 the breakdown of potential dues is as follows:

Tip 3

Know the rules!

Purchasing a home in a covenant-protected community is a terrific way to help preserve your investment. Covenants insure that all residents within the community must adhere to the same basic rules when it comes to things like exterior paint colors, yard maintenance, and building additions.